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Unbanked: The World’s Working Poor

Informal Economy Desert Walk

‘To The Market’ These women in Vietnam travel across the desert each day in order to sell their goods. Photo by Tuan Kiet Pham

The working poor comprise a sizable chunk of the population in the world’s wealthiest and poorest countries. Millions of people worldwide work long hours in tough conditions to barely make ends meet. Of course, their lives are made that much more difficult when they lack access to banking or financial institutions. In many of the world’s most impoverished areas, the only option for workers is to keep what little money they have made in their huts, shacks, and shanties. As you might imagine, this leaves the already vulnerable at a greater risk of theft, and over time tends to perpetuate poverty.

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This Is What A Group Photo Looks Like On Mount Everest

Edmund Hillary Tenzing Norgay Mount Everest 1953

Featured above are Sir Edmund Hillary and Tenzig Norway, at some point of their legendary 1953 Mount Everest journey. It was this year that the duo became the first climbers to reach Mount Everest’s summit. Said Hillary to friend George Low after returning from the summit: “Well, George, we knocked the bastard off”.

Surviving Winter In The Arctic: Animal Adaptations

Animal Adaptations Fox

Source: Alpha Coders

Despise wearing fifteen layers and snow boots for three months out of the year? Try living in the northernmost part of the Earth. The Arctic is a polar region defined by midnight suns and polar nights, and encompasses the Arctic Ocean and parts of Alaska, Canada, Finland, Greenland, Iceland, Norway, Russia and Sweden. It rarely gets above 50 °F in most of the region.

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Animal Adaptations Fox Smile

The Arctic is a rich ecosystem with a variety of animal life that has adapted to its extreme conditions. From color changing coats to layers of blubber, these animals are prepared for the coldest of winters. Source: Blogspot

Animal Adaptations Chicken

While most feathered friends abandon the Arctic in the winter, the ptarmigan sticks it out. Feathered feet act like snowshoes and keep the ptarmigan warm in the snow. Source: Audubon

Animal Adaptations Ptarmigan

Their feathers also change to a beautiful white in the winter to camouflage them from predators like the arctic fox, wolves and wolverines. These birds molt several times a year to match the seasonal colors of the tundra. Source: Wikimedia

Arctic Fox

The arctic fox is about the size of a house cat, but twice as tough. They will kill over 100 lemmings a day just to feed their families. Source: National Geographic

Arctic Fox Winter

Their coats get thicker and turn white in the winter to hide them from polar bears, as this little critter will track them and steal away bits of their prey. Source: World Wildlife Fund

Animal Adaptations Walrus

The walrus doesn’t turn white for the winter, but at its size, it isn’t as worried about hiding from predators. Its only predators are wolves and orcas. Source: Wikipedia

Animal Adaptations Walrus Water

The walrus’ thick layer of blubber protects it from the freezing cold, and its tusks allow it to pull its heavy body out of the water. As for the walrus’ flippers, their grooves help the walrus grip the snow. Source: Sierra Club

Animal Adaptations Hare

The arctic hare is a five to ten pound food source for many other animals, including the Arctic wolf, lynx and ermine. It has adapted for survival, however, being able to run up to 40 mph. Source: Naturspesialisten

Animal Adaptations Hare Winter

The hare’s coat changes to a brilliant white in the winter, except in the far north, where it’s white all year. They have long claws used for digging up vegetation and defense. Source: National Geographic

Animal Adaptations Oxen

The musk ox emits—you guessed it—a musky scent during mating season, but their other adaptations are more impressive. They have a thick double coat to protect them in the snow and horns to defend against wolf attacks. Source: National Geographic

Animal Adaptations Oxen Baby

Musk oxen are an important part of the regional economy. Their wool is used to make sweaters, hats and coats. Their meat also remains an important staple among communities in the Arctic. Source: RCI Net

Animal Adaptations Ermine

The ermine is the scrappiest of all Arctic animals, known for taking down arctic hares and lemmings by going for the neck. Source: Wikipedia

Ermine Winter

Even though it’s a supreme fighter, the ermine faces predation, so its winter coat keeps it hidden in the snow. White ermines have often been associated with royalty because of their use in fur coats. Source: The Photo Naturalist

Animal Adaptations Caribou

Caribou or wild reindeer are nothing like Rudolph, except for the antlers, which they use for defense. They have wide hooves that help them navigate the snowy tundra. Source: Driver Layer

Animal Adaptations Caribou

In the winter, their coats grow thicker, providing protection against temperatures that can reach minus 70 degrees. Their hair is also hollow, which acts as a lifejacket during stream crossings and conserves body heat. Source: Wikipedia

Animal Adaptations Ground Squirrel

The ground squirrel doesn’t change color during winter; it hibernates for seven months instead. When it does, its brain drops to just above freezing and its body temperature goes sub-zero. Source: Wikimedia

Animal Adaptations Ground Squirrel

When they aren’t hibernating, ground squirrels prepare their burrows by digging tunnels, lining sleeping quarters with lichens and storing vegetation. Source: UAF

Animal Adaptations Owls

Along with the ptarmigan, the snowy owl is another bird that remains in the Arctic the entire year. With fluffy, feathery feet, giant talons and keen eyesight, they are suited for hunting on the snowy tundra. Source: Whales Worldwide

Animal Adaptations Owls Wings

Their feathers are perfectly adapted to hunting because they have a small slit in them that allow the owl to fly silently. The owl will also eat carrion and isn’t picky about its meals. Source: Resources 4 Rethinking

Animal Adaptations Wolves

The Arctic wolf is a subspecies of the grey wolf, but usually white in color. Small ears and short muzzle trap body heat in the extreme cold, while their white coat hides them in the snow. Source: The Atlantic

Animal Adaptations Wolves Pack

Unlike other wolves, the Arctic wolf is born with dark eyes that act like sunglasses and limit the glare off of the stark white environment. Source: The Atlantic

Animal Adaptations Lemming

The lemming is a fat little rodent with a reputation for leading others off of cliffs. This behavior is just a myth. In fact, lemmings are quite solitary creatures, joining with others only for mating. Source: Wikimedia

Animal Adaptations Lemming

Lemmings grow lighter in the winter to disguise themselves in the snow, since they are a favorite food for most of the animals on this list. Source: Wiki Spaces

Bear In Water

The polar bear is a semi-aquatic carnivore that hunts on land and in the frigid ocean. Polar bears have hollow hair shafts that are pigment free and reflect the snow around them, making them appear whitest in the sunlight. Source: The Atlantic

Polar Bear Cubs

Their huge feet function as built-in snowshoes, and their 4-inch thick layer of fat keeps them warm in the water. These adaptations make them the perfect mascot for cold weather living. Source: Wikimedia

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